930 Alabama Street
San Francisco, CA 94110


© 2018 Messier 31 Inc d.b.a Pngme. All rights reserved


Pngme is a full stack lending platform for financial institutions in emerging markets.

Invest in alternative assets in emerging markets

We provide investors access to an alternative class of assets with different risk profiles and a range of yields


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Messier 31 Inc (“Pngme”) offers a software-based credit scoring engine that delivers automated credit scores using alternative data.

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The Annual Percentage Rate (APR) for the E-float Loan may change at any time, before or after the E-float Loan is opened.

Messier 31 Inc has offices located at 930 Alabama Street, San Francisco, CA 94110